Car insurance quotes aren't always cheap.
To guarantee the best deals, motorists are advised to compare prices.
Now according to experts at Cuvva, policyholders could be "paying out hundreds" more than they need to.
The experts warned drivers to never "tie" themselves to a policy that does not match their lifestyle.
Also drivers are urged to share a vehicle or opt for temporary insurance cover which is cheaper.
Freddy Macnamara, insurance expert at Cuvva, says motorists should think about how much they'll use a car before an agreement.
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He said: "You should never tie yourself down to a policy that doesn't suit your lifestyle.
"Often drivers end up paying out hundreds more than they need to, by paying for long term policies they simply don't need.
"Think about how much you'll actually be using your car.
"You might be better off sharing your partner's or friend's car and getting temporary insurance on an ad-hoc basis instead."
Drivers could risk £5,000 fine and penalty points when overtaking other cars
Experts at By Miles warned that 11 million UK workers could make savings on their payments.
This is because people are making fewer journeys now as they've been embracing a work from home culture.
Phil Ost, car insurance expert at Zurich, has also urged drivers to look for on-demand car insurance cover.
He said: "We are seeing a real shift in drivers' needs and behaviours and the insurance sector needs to adapt to their new habits."
He continued: "With a significant proportion now working from home, motorists should certainly consider on-demand cover.
"And when shopping around for car insurance renewals they may find that it saves them a significant amount over the year.
"Also in incentivising those who drive fewer miles, we do our bit for the planet and sustainability."
Drivers are able to secure temporary agreements with many policies offering fully comprehensive cover.
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